Premium Finance


Premium Finance is a cost-effective alternative to the traditional method of purchasing a life insurance policy. It is a method which allows high net worth individuals (or accredited investors) to use their assets as collateral for a loan to fund a life insurance policy. It can be set up for a specific period of time, or as part of a greater Estate Planning Strategy. This financial product is extremely attractive to the foreign investor who wants to diversify their asset internationally. 


Possible Candidates:

  •   People with Large Estates, who wish to preserve their assets for future generations.
  •   People with large insurance needs, often associated with Individual or Business Estate Tax Planning.
  •   People who are reluctant to liquidate their high yielding assets to make premium payments.


Candidates should have a tangible net-worth Estate in excess of $5,000,000 and a highly liquid asset portfolio or other acceptable forms of collateral.