Life Settlements

 

A Life Settlement is the sale of an in-force life insurance policy for a lump sum payment that is always greater than the cash surrender value.  The purchaser (usually an institutional investor) becomes the new owner and pays all future premiums.

 

Life Settlements enable policy holders to obtain a fair market value for their life insurance policy, as well as a profitable way to liquidate it.  The process is quick and seamless.  No medical exams are required.  Policy owners are free to use the proceeds in whatever way they wish.

 

Most people know the fair market value of their largest assets and financial holdings.  Do you know the fair market value of your Life Insurance policy?  You should!  You could be sitting on a Non-Performing Policy!